Important Legal Information and Disclaimers
Past performance does not guarantee future results.
Financial planning involves risks and results may vary based on individual circumstances.
General Disclaimer and Important Information
The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained herein.
This disclaimer applies to all content, services, and communications provided through our website and subscription planning services.
Information Accuracy and Currency
We endeavor to keep all information current and accurate, however, we cannot guarantee that all information is free from errors or omissions.
- Market conditions and financial regulations change frequently and may affect the relevance of information provided.
- All financial figures, projections, and scenarios are based on current market conditions and assumptions that may change.
- Users should verify all information independently before making any financial decisions.
Limitation of Liability and Responsibility
To the maximum extent permitted by Australian law, we exclude all liability for any loss or damage arising from your use of our services.
We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages including but not limited to:
- Financial losses resulting from decisions made based on our consultations or recommendations
- Loss of profits, business interruption, or investment opportunities
- Damages arising from technical issues, website downtime, or communication failures
- Third-party actions or market volatility beyond our reasonable control
Professional Financial Advice Disclaimer
Our subscription service provides general financial planning guidance and consultation. This does not constitute specific investment advice or recommendations for particular financial products.
We recommend seeking independent professional advice from qualified financial advisors before making significant financial decisions.
External Links and Third-Party Content
Our website may contain links to external websites and third-party resources for your convenience and additional information.
We do not endorse or take responsibility for the content, accuracy, or practices of external websites and third-party services.
Individual Results and Performance Disclaimer
Individual results may vary.
The effectiveness of our financial planning services depends on various factors including individual circumstances, market conditions, and client engagement with our recommendations.
Intellectual Property and Copyright Protection
All content, materials, and intellectual property on this website are owned by feroneaorive and protected by Australian and international copyright laws.
Unauthorized reproduction, distribution, or use of our content without written permission is strictly prohibited.
User Indemnification and Hold Harmless
By using our services, you agree to indemnify and hold harmless feroneaorive, its employees, and affiliates from any claims, damages, or expenses arising from your use of our services or breach of these terms.
Governing Law and Jurisdiction
These disclaimers and all related matters are governed by the laws of Australia.
Any disputes arising from the use of our services shall be subject to the exclusive jurisdiction of Australian courts.
State and territory-specific regulations may apply depending on your location within Australia.
Age Restrictions and Eligibility
Services available to individuals 18 years and older only
Financial Planning Disclaimer
Financial planning services are subject to market risks and regulatory changes. Consult qualified professionals before making significant financial decisions.: Financial planning services are subject to market risks and regulatory changes. Consult qualified professionals before making significant financial decisions.
Financial planning services are subject to market risks and regulatory changes. Consult qualified professionals before making significant financial decisions.
Changes to This Disclaimer
We reserve the right to update or modify this disclaimer at any time without prior notice. Continued use of our services constitutes acceptance of any changes.
Contact Information for Inquiries
If you have questions about this disclaimer or our services, please contact us using the following information:
Last updated: September 4, 2025